Home Care Agency Insurance in Georgia
Chamberlin & Reinheimer has protected home care and home health agencies for more than 50 years. We work with Georgia agencies of every size — from newly licensed PHCPs to multi-office operators — to build coverage that meets state requirements and the real-world risks of caring for clients in their homes.
Georgia Licensing & Insurance Requirements
Georgia's Department of Community Health regulates Private Home Care Providers (PHCPs) under Rule 111-8-65. Licensure requires proof of general and professional liability coverage, and most operators also carry workers compensation, commercial auto, and abuse liability to satisfy contract and franchise requirements.
We help Georgia agencies structure coverage that satisfies DCH filings, franchise agreements, and payer contracts without overpaying for policies that don't match how home care actually operates.
Coverage for Georgia Home Care Agencies
Eight core coverages we place for Georgia agencies. Explore each to see how it applies to home-based care.
Professional & General Liability
Malpractice and third-party injury protection for Georgia home care agencies.
Learn moreCommercial Owned & Non-Owned Auto
Coverage for caregivers driving personal or agency vehicles between Georgia clients.
Learn moreClient Property Theft
Third-party theft coverage for caregivers working inside Georgia clients' homes.
Learn moreAbuse Coverage
Defense and liability protection against abuse allegations — essential for home-based care.
Learn moreProperty Insurance
Protection for your Georgia office, equipment, and business income.
Learn moreEmployment Practices
EPLI coverage for wrongful termination, discrimination, and harassment claims.
Learn moreCyber Liability
HIPAA-aware cyber insurance protecting patient data and your agency systems.
Learn moreWorkers Compensation
Specialty workers comp built for the risk profile of Georgia home care workforces.
Learn moreGeorgia Associations & Affiliations
We work alongside the associations that shape home care in Georgia, including the Georgia Association of Community Care Providers (GACCP) and other state-level bodies advocating for private home care providers.
Our involvement keeps us current on Georgia-specific regulatory changes affecting your agency's coverage.
Get a Georgia Home Care Insurance Quote
Tell us about your Georgia agency and we'll build a coverage package that fits your license, contracts, and caseload.