Caregiver providing home care

    Insurance Coverage for Home-Based Care

    Comprehensive protection tailored to the unique risks of home care agencies. We understand your industry.

    Complete Coverage Solutions

    Home care agencies face unique risks that require specialized insurance solutions. At Chamberlin & Reinheimer, we offer a comprehensive suite of coverage options designed specifically for the home health and home care industry. From professional liability to cyber protection, we have you covered.

    Professional & General Liability

    Comprehensive protection against malpractice claims and third-party injuries. Essential coverage for every home care agency.

    Learn more about Professional & General Liability

    Commercial Owned & Non-Owned Auto

    Coverage for caregivers using personal or company vehicles. Protect your agency when employees drive between patient appointments.

    Learn more about Commercial Owned & Non-Owned Auto

    Client Property Theft

    Third-party theft coverage for caregivers working in private homes. Protection against theft allegations with up to $25,000 coverage.

    Learn more about Client Property Theft

    Abuse Coverage

    Essential abuse liability coverage for home-based care providers. Defense coverage for sexual, physical, and emotional abuse allegations.

    Learn more about Abuse Coverage

    Property Insurance

    Coverage for office equipment, buildings, and business income. Customized property insurance that grows with your home care business.

    Learn more about Property Insurance

    Employment Practices

    Protection against wrongful termination, discrimination, and harassment claims. EPLI coverage designed specifically for home care agencies.

    Learn more about Employment Practices

    Cyber Liability

    Protect patient data and your business from cyber attacks. HIPAA-compliant cyber insurance starting at $1,000/year.

    Learn more about Cyber Liability

    Workers Compensation

    Specialized workers comp coverage for home care providers. Reduce premiums with our risk management expertise.

    Learn more about Workers Compensation

    Get a Customized Quote

    Every home care agency is unique. Let us create a tailored insurance package that provides the protection you need at a competitive price.

    Get A Quote